My First Blog Post

Travel is the goal but money is the tough part. Ever say to yourself you want to travel but don’t know how to get the funds to do so? I have and so many others have too.

The first step is to pick where you want to go and budget it out. Plus I would suggest to add an extra $100 or so for emergencies. Once you know your goal for saving, that’s where the work starts. Every little purchase makes a difference. I use to treat myself to a coffee or nice drink often and sometimes every day but when my goal was to make it to Italy I kept reminding myself do I want this now or do I want to spend this money on a coffee in a cute, little café in (fill in the blank). $5 a day x 365 days equals $1,825. That can pay for a whole trip! Now you may not spend $5 day but some days you spend more on other treat yourself purchases. All the little things can add up so you might need to sacrifice things now for fun things later.  After budgeting your trip give yourself a monthly budget for at home spending and work out how much you can save each month. There are lots of great programs and courses out there on how to budget and save money. If money saving is a problem for you that might be something you want to look into. Find where your bank account leaks the most money and start working on plugging those holes.

Selling extra things you have that you don’t need is also a good way to declutter/make a bit of money for your trip.

I have personally used my tax refund to pay for plane tickets. It can be a good way to add a chunk to your savings.

I would never recommend putting a trip on a credit card if you can’t afford to pay it off right away. Debt is just going to make life hard and then you’ll regret all your travels. So don’t do it. If you do however have the funds to pay for it I would recommend using a cash back CC and make some of that money back.

Waiting to take your trip sucks but it gives you more time to plan out the best trip and to actually save the money.