Travel the World or Pay Your Mortgage

I honestly don’t know the right answer. My husband, Stephen, and I have different views on this. He thinks we should work hard for the next ten to fifteen years to pay off our mortgage so that we can then use that extra income we’d be saving to travel. He has a point. Paying off our biggest debt as quickly as possible is a good idea. I however think we never know what the future is going to bring us and since we are still making monthly payments on our mortgage we should make travel our near future goal. We are both in our mid twenties, healthy and have no kids. While we are able and it’s something we both love we should go for it. Stephen likes traveling and has been all over the world. His desire to learn about other cultures and history is one of the reasons I fell in love with him. His everyday hobbies and special interests keep him happy enough that he can put travel aside for a few years. Me on the other hand… I can’t stop thinking about it. I spend most of my wandering thoughts on what it would be like to explore Morocco or swim in a cave in the Philippines. I google and plan out trips for fun. It’s my way of window shopping. The only problem is like any good window shopper you will eventually want to buy the product. I’m not an impulse buyer or traveller. Travel for Stephen and I means planning a few months ahead and making sure we have the money to pay for the trip. A good way to enjoy your trip is to know you can afford it and that your bank account is safe when you get back home to bills. One of the reasons I enjoy planning out my trips and doing research is so I know we are not spending emergency money on mistakes that could have been missed. One example is we flew to London and stayed there for a few days on our way to Athens. I knew very little of London and it’s lay out. I did not realize that Gatwick and Heathrow (London’s two main airports) are very far apart from each other. We landed in Gatwick and stayed in a hotel on that side of the city. We then had a very early morning flight out of Heathrow. Early morning transit in a city you have no idea how to navigate is hard. With buses and the train it took us nearly two hours. I know that’s not that long of a time but I could have planned it out better so half that time was spent going out for one last breakfast. If I could do it over again I would make sure we did all our flying out of one airport so we didn’t spend extra money on transit going across the city.

I have gotten a little side tracked. I wanted to ask my readers what their thoughts are on traveling now or in the future? What makes you choose your answer.

Izzy

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